1. APY (Annual Percentage Yield)
   APY, or Annual Percentage Yield, is the real rate of return earned on a savings deposit or investment taking into account the effect of compounding interest over a year.
2. Savings Bond
   A savings bond is a government bond issued to the public to encourage savings. It is a fixed-interest financial product that typically offers a low-risk investment option. The mostcommon types in the U.S. are Series EE and Series I savings bonds, which are sold at face value and earn interest over time.
3. Compound Interest
   Compound interest is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods.
4. US Treasury Bond
   A US Treasury bond is a long-term, fixed-interest debt security issued by the U.S. 
Department of the Treasury. Treasury bonds have maturities of 10 to 30 years and pay interest semi-annually. They are considered one of the safest investments because they are backed by the full faith and credit of the U.S. government.
5. Traditional IRA (Individual Retirement Account)
   A Traditional IRA is a type of retirement savings account that allows individuals to contribute pre-tax income, up to a certain limit, with the contributions and investment earnings tax-deferred until they are withdrawn, typically in retirement. Early withdrawals before age 59½ may be subject to penalties and taxes.
6. Asset-Backed Bonds
   Asset-backed bonds, or asset-backed securities (ABS), are financial securities backed by a pool of assets, typically loans, leases, credit card debt, royalties, or receivables. Investors in asset-backed bonds receive periodic payments derived from the cash flows of the underlying assets.