Fixed Income
Compound Gold Bonds

  • Open in minutes
  • $10,000 minimum initial investment
  • Earn up to fixed 10.95% APY
  • Daily compounding. 100% gold-backed
  • For accredited investors only
  • First Loss Protection
6 mo
6 mo
18 mo
CGB
0% APY
Chase
0% APY
Citibank
0% APY
Bank of
America
0% APY

Annual Percentage Yield (APY) may change before CD is opened and
funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity.  $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Our rates as of June 09, 2025
Comparison banks' rates as of June 03, 2025

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar standalone products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data
from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

Go to Next Step

Choose the term that works for you

Annual Percentage Yield
Minimum Deposit
Early Withdrawal Penalty
6 months
High-Yield CD
8.95%
$10,000
Yes
9 months
High-Yield CD
9.95%
$10,000
Yes
18 months
High-Yield CD
10.95%
$10,000
Yes

Annual Percentage Yield (APY) as of June 09, 2025. APY may change before a CD is opened and funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity. $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Resources that are helpful

Gold Bonds vs StocksGold Bonds vs Stocks: Balancing Stability and Growth

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How to Start Investing in Gold in 2025: A Complete Guide

7 min
Read More

Gold Bonds vs. Gold IRA: Best Retirement Choice

8 min
Read More

See how much Your Savings Could Grow

$
Dropdown
6 mo
6 mo
18 mo

The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar.  All APYs are subject to change.

Our rate effective as of June 09, 2025
National Average rate effective as of June 03, 2025

CGB
$0
National Average
$0

The Comopound Gold CD:
Take a closer look

Minimum
Investment

Start with just $10,000 for accredited investors, providing high returns in a secure, gold-backed fixed income product.

From Day One,
You’re Earning More.

Daily compounding interest helps you grow faster—without lifting a finger.

First-Loss
Protection

Compound Financial absorbs initial losses—putting your capital in a priority position for greater security and stability.

How to Open an Account

It takes just a few steps to start saving for your future.

01

Create Account

Start with just $10,000 for accredited investors, providing high returns in a secure, gold-backed fixed income product.

02

Verify Identity

Complete identity verification through Plaid—a trusted fintech platform ensuring top-tier security for your transactions.

03

Link Bank

Safely connect your bank account to enable seamless funding.

04

Make Initial Purchase

Start your investment with a minimum of $10,000 in Compound Gold Bonds™.

05

Confirm Accreditation

Qualify as an accredited investor via instant self-accreditation or through income, net worth, or license-based methods (typically verified within 2–3 business days).

06

Unlock Full Access

Once verified, you can make additional investments and begin earning up to 10.95% APY with daily compounding.

Open Your Account

Common questions about Compound Gold Bonds™

What are Compound Gold Bonds™?

Compound Gold Bonds™ are fixed-income investment instruments that combine the enduring value of gold with the predictability of a set interest rate. Unlike traditional savings accounts, these bonds pay interest that compounds daily, allowing investors to benefit from consistent income growth over time.

The bonds are structured to provide investors with exposure to a diversified portfolio of gold-related assets while maintaining the simplicity of a fixed-rate return. They are designed for accredited investors seeking capital preservation, steady income, and portfolio diversification beyond conventional equities and bonds.

Who is eligible for the $500 signup bonus?

The offer is available only to new individual investor accounts opened through CGB. Existing customers are not eligible.

Is my money safe?

Compound Gold Bonds™ are designed with capital preservation at the core. Your investment is supported by gold-backed assets and a structure built to provide stability and predictable daily income.

While not covered by FDIC insurance, these bonds emphasize security through tangible asset exposure and disciplined risk management—giving investors confidence in both the strength and transparency of the program.

Who can invest in Compound Gold Bonds™?

CGB is available to accredited investors. $1,000 opening investment amounts apply. You can confirm eligibility during account setup.

How do I qualify for the bonus?

To qualify, you must open a new account using the CGB link, deposit at least $50,000 USD, and maintain that balance for 180 consecutive days.

How do I know this isn’t too good to be true?

CGB is not a speculative or crypto product. It’s a professionally managed & institutionally structured, asset-backed fixed income investment. The return is based on income generated from secured gold lending and institutional-grade gold assets.

Are Compound Gold Bonds™ FDIC insured?

No. CGB is not FDIC insured because it is not a bank deposit or savings product. Instead, it is a private fixed income investment backed by gold-linked assets. While it’s designed for capital preservation, it carries investment risk like all market-based products. Investors are secured by the underlying portfolio — not by a government guarantee.

When will I receive my $500 bonus?

The $500 cash bonus will be credited within 30 days after the successful completion of the 180-day holding period.

Why choose Compound GSB over physical gold?

Compound GSB offers daily compounding interest, high liquidity, and diversification with gold-backed security—benefits that physical gold alone cannot provide.

What happens if the price of gold drops?

CGB’s yield is not tied to the daily market price of gold. Your return remains fixed and stable. The portfolio is built for income — not speculation — with allocations to income-generating and defensive assets for downside protection.

What happens if my balance falls below $50,000 during the 180 days?

If your balance drops below $50,000 at any time during the holding period, you will forfeit the bonus.

What is the yield, and how often do I get paid?

CGB offers up to 10.95% APY, paid and compounded daily. Your earnings grow every single day — with no waiting periods or payout delays.

Do I need to keep the funds after I receive the bonus?

Yes. The initial $50,000 deposit and the $500 bonus must remain in your account for at least 6 months (180 days) after the bonus is credited. Withdrawing earlier may result in bonus revocation.

Who manages the investments behind CGB?

CGB’s investment structure is managed by a professional team with experience in fixed income, private credit, and gold. The assets are held in structured vehicles with full transparency and oversight.

Can I receive more than one $500 bonus?

No. The promotion is limited to one bonus per natural person, regardless of how many accounts you open.

Are there any fees or charges?

No. CGB charges no management fees, no performance fees, and no hidden costs. 100% of your investment works for you.

Can I combine this promotion with other offers?

No. This bonus cannot be combined with any other new account promotions or incentives.

Can I get my money back early?

Yes — depending on the bond term you choose. Some terms offer liquidity after a minimum holding period. All early redemption options are clearly outlined before you invest. A 2% early redemption penalty applies.

Is the bonus taxable?

Yes. The $500 bonus may be considered taxable income. Please consult your tax advisor for details

What happens if I close my account before the bonus is paid?

If your account is closed or not in good standing at the time of payout, you will not be eligible to receive the bonus.

Setup a call with a bond specialist

For more information or to begin your investment journey with Compound Gold Bonds, please contact us at:

Reach us by phone
Call our compound care team by phone at +1-800-560-5215
  • Monday-Friday: 8am - 9pm (ET)
  • Saturday: 9am - 8pm (ET)