Fixed Income
Compound Gold Bonds

  • Open in minutes
  • $10,000 minimum initial investment
  • Earn up to fixed 10.95% APY
  • Daily compounding. 100% gold-backed
  • For accredited investors only
  • First Loss Protection
6 mo
6 mo
18 mo
CGB
0% APY
Chase
0% APY
Citibank
0% APY
Bank of
America
0% APY

Annual Percentage Yield (APY) may change before CD is opened and
funded. Penalties that may reduce CD earnings will apply to a withdrawal of principal prior to maturity.  $500 minimum to open a CD and to earn stated APY. Maximum balance limits apply.

Our rates as of June 09, 2025
Comparison banks' rates as of June 03, 2025

The comparison is limited to the largest US banks and does not include rates of other online banks. Rates of the selected banks were obtained from Informa Financial Intelligence, www.informars.com, and reflect New York high yield savings rates for similar standalone products offered at the select banks with a minimum balance of at least $2,500. Informa has obtained the data
from the various financial institutions that it tracks and its accuracy cannot be guaranteed.

Go to Next Step

Choose the term that works for you

Annual Percentage Yield
Minimum Deposit
Early Withdrawal Penalty
6 months
High-Yield CD
8.95%
$10,000
Yes
9 months
High-Yield CD
9.95%
$10,000
Yes
18 months
High-Yield CD
10.95%
$10,000
Yes

Resources that are helpful

Gold Bonds vs. Gold Coins: Smarter Choice for Investors

Gold coins vs. gold bonds: Discover why Compound Gold Bonds (CGBs) offer 10.95% APY, passive income & no storage hassles – the smarter gold investment choice.

8 min
Read More

Investing in Gold Bonds for Retirement: Secure & Stable Growth

Secure your retirement with gold bonds—stable income, inflation protection & high-yield compounding returns. Discover how Compound Gold Bonds (CGBs) safeguard wealth.

6 min
Read More

Compound Gold Bonds: How They Work & Why Invest

Discover Compound Gold Bonds (CGBs)—gold-backed investments with fixed interest & compounding returns. Hedge inflation, earn passive income & diversify securely.

5 min
Read More

See how much Your Savings Could Grow

$
Dropdown
6 mo
6 mo
18 mo

The calculator is for illustrative purposes only and may not apply to your individual circumstances. Calculated values assume that principal and interest remain on deposit and are rounded to the nearest dollar.  All APYs are subject to change.

Our rate effective as of June 09, 2025
National Average rate effective as of June 03, 2025

CGB
$0
National Average
$0

The Comopound Gold CD:
Take a closer look

Minimum
Investment

Start with just $10,000 for accredited investors, providing high returns in a secure, gold-backed fixed income product.

From Day One,
You’re Earning More.

Daily compounding interest helps you grow faster—without lifting a finger.

First-Loss
Protection

Compound Financial absorbs initial losses—putting your capital in a priority position for greater security and stability.

How to Open an Account

It takes just a few steps to start saving for your future.

01

Create Account

Start with just $10,000 for accredited investors, providing high returns in a secure, gold-backed fixed income product.

02

Verify Identity

Complete identity verification through Plaid—a trusted fintech platform ensuring top-tier security for your transactions.

03

Link Bank

Safely connect your bank account to enable seamless funding.

04

Make Initial Purchase

Start your investment with a minimum of $10,000 in Compound Gold Bonds™.

05

Confirm Accreditation

Qualify as an accredited investor via instant self-accreditation or through income, net worth, or license-based methods (typically verified within 2–3 business days).

06

Unlock Full Access

Once verified, you can make additional investments and begin earning up to 10.95% APY with daily compounding.

Open Your Account

Common questions about Compound Gold Bonds™

What are Compound Gold Bonds™?

Compound Gold Bonds are financial instruments that offer higher interest rates compared to traditional savings accounts. The interest earned on these bonds is compounded, meaning that the interest itself earns interest over time. This compoundingeffect can significantly increase the overall return on the investment. These bonds are typically low-risk and are designed to help investors grow their savings more rapidly thanwith standard savings accounts.

Are compound bonds FDIC assured?

No, they are not. FDIC insurance is only for bank depositary accounts and not for Investments like Compound Bonds.

Is my money safe?

Your investment is secured by a diversified portfolio of gold-linked assets. These include physical gold trusts, gold-backed loans, and gold equities — selected to preserve capital and reduce volatility and earn yield.

How many Bonds Can I Buy?

For accredited investors, you can purchase as many bonds as you'd like, and for non accredited investors you can purchase bonds up to 10% of your annual income or net worth.

How do I know this isn’t too good to be true?

CGB is not a speculative or crypto product. It’s a professionally managed & institutionally structured, asset-backed fixed income investment. The return is based on income generated from secured gold lending and institutional-grade gold assets.

Do Compound Bonds have a maturity date?

No, these high-yield bonds have no maturity date and you can earn your passive income
indefinitely.

What happens if the price of gold drops?

CGB’s yield is not tied to the daily market price of gold. Your return remains fixed and stable. The portfolio is built for income — not speculation — with allocations to income-generating and defensive assets for downside protection.

How is interest taxable?

Compound Gold Bonds (CREB) from Compound are a type of investment that offers attractive interest rates, backed by a diversified portfolio of US Treasuries, bills, and real Estate assets. These bonds provide a secure and stable way to grow your savings.

What is the yield, and how often do I get paid?

CGB offers up to 10.95% APY, paid and compounded daily. Your earnings grow every single day — with no waiting periods or payout delays.

From where I can buy these bonds?

Compound Gold Bonds (CREB) from Compound are a type of investment that offers attractive interest rates, backed by a diversified portfolio of US Treasuries, bills, and real Estate assets. These bonds provide a secure and stable way to grow your savings.

Who manages the investments behind CGB?

CGB’s investment structure is managed by a professional team with experience in fixed income, private credit, and gold. The assets are held in structured vehicles with full transparency and oversight.

What is an accredited and non-accredited investor?

An accredited investor is an individual or entity that meets certain financial criteria set by regulatory bodies, such as the SEC in the United Estates. These criteria typically include having a net worth of over $1 million (excluding the value of their primary residence) or an annual income of at least $200,000 ($300,000 for joint income) for the past two years, with an expectation of the same income level in the current year. Accredited investors are considered financially sophisticated and able to bear the risks of certain investments that are not available to the general public. In contrast, a non-accredited investor does not meet these financial thresholds and may have limited access to certain high-risk, high-reward investment opportunities. Regulatory bodies impose these classifications to protect less experienced investors from taking on undue risk.

Are there any fees or charges?

No. CGB charges no management fees, no performance fees, and no hidden costs. 100% of your investment works for you.

What are the Compound referral programs?

Yes, there is a referral program. When you invite a friend who signs up with us and funds his/her account, you and your friend both get a bond worth $10,000 each.

Can I get my money back early?

Yes — depending on the bond term you choose. Some terms offer liquidity after a minimum holding period. All early redemption options are clearly outlined before you invest. A 2% early redemption penalty applies.

Who can invest in Compound Gold Bonds™?

CGB is available to accredited investors. $10k opening investment amounts apply. You can confirm eligibility during account setup.

Are Compound Gold Bonds™ FDIC insured?

No. CGB is not FDIC insured because it is not a bank deposit or savings product. Instead, it is a private fixed income investment backed by gold-linked assets. While it’s designed for capital preservation, it carries investment risk like all market-based products. Investors are secured by the underlying portfolio — not by a government guarantee.

Setup a call with a bond specialist

For more information or to begin your investment journey with Compound Gold Bonds, please contact us at:

Reach us by phone
Call our compound care team by phone at +1-800-560-5215
  • Monday-Friday: 8am - 9pm (ET)
  • Saturday: 9am - 8pm (ET)